Genisys Credit Union has 31 branches in Michigan, Minnesota, and Pennsylvania. It offers business savings and checking accounts, lending, merchant processing, workplace financial solutions, employee health insurance, investments, and more. We compiled Genisys Credit Union reviews and found that it has an A+ Better Business Bureau rating and a mix of positive and negative reviews online.
To be eligible to become a member of Genisys Credit Union, you must meet at least one of its eligibility requirements.
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Genisys Credit Union Business Checking Rates & Fees
|Monthly Fee||$10 per month if the balance requirement is not maintained|
|Minimum Balance Requirement||$2,500 average daily balance|
|Transaction Fee||$0.10 per item|
$0.50 per deposit
|Wire Transfer Fee||Incoming: $15|
Outgoing (domestic): $20
Outgoing (international): $45 to $63
|Cash Deposit Fee||$0.20 per $100 over $5,000 per day|
|Overdraft Fee||$28 per item|
|ATM Fee||Free for the first six non-Genisys ATM transactions per month, $1.25 each thereafter|
Genisys Credit Union Network
Genisys Credit Union operates 31 branch locations in Michigan, Minnesota, and Pennsylvania. It also has 30,000 surcharge-free ATMs and nearly 5,000 shared branches nationwide through its CO-OP network. You may view its branch locator to check which locations are closest to you.
Genisys Credit Union Additional Business Banking Services
Genisys Credit Union also offers the following business services: savings and money market accounts, credit cards, business term loans, commercial mortgages, Small Business Administration (SBA) funding, lines of credit, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
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