German American State Bank has four branches and 31 additional surcharge-free ATMs in Illinois. Its small business offerings include business savings and checking accounts, loans and credits, cash management, merchant card processing and more. It’s rated five stars on Bankrate and 4.7 stars on Facebook.
German American State Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||60 free items each month; 25 cents each additional item|
|Wire Transfer Fee||Domestic (incoming): $15|
Domestic (outgoing): $30
International (incoming / outgoing): $65
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$32 per item|
$7 consecutive day overdraft fee (assessed on the fourth business day and each day thereafter)
|ATM Fee||Information not available|
German American State Bank Network
German American State Bank has four branch locations in Illinois: German Valley, Pecatonica, Seward and Winnebago. It also offers its customers access to 31 additional surcharge-free ATMs. You can use its branch locator to see which locations are closest to you.
German American State Bank Additional Business Banking Services
German American State Bank also offers the following business services: business savings and money market accounts, Small Business Administration and business loans, credit cards, lines of credit and commercial real estate financing. Currently, it doesn’t offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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