Oak Valley Community Bank operates 17 branches in California and offers its customers access to thousands of no-fee ATMs nationwide through its SUM ATM network. Its small business offerings include business savings and checking, commercial and agricultural loans, payroll and merchant services, treasury management and more. It has an A Better Business Bureau rating and generally positive reviews online.
Oak Valley Community Bank Business Checking Rates & Fees
|eBusiness Checking||Business Checking||Business Checking Plus|
|Monthly Fee||No monthly service charge with eStatements|
($5 monthly fee for paper statements)
|$15 monthly if minimum balance not met||$20 monthly if minimum balance not met|
|Minimum Balance Requirement||No minimum balance requirement||Minimum daily balance of $5,000||Average daily balance of $10,000 or $25,000 combined average daily balance|
|Transaction Fee||Up to 25 debits and 100 items deposited free per statement cycle; 25 cents per item thereafter||Up to 100 debits and 200 items deposited free per statement cycle; 25 cents per item thereafter||Up to 200 debits and 300 items deposited free per statement cycle; 25 cents per item thereafter|
|Wire Transfer Fee|
Outgoing (domestic): $25
Outgoing (foreign): $40
|Cash Deposit Fee||Up to $5,000 of currency deposited/furnished per month, $1.30 per thousand deposited/furnished thereafter||Up to $10,000 of currency deposited/furnished per month; $1.30 per thousand deposited/furnished thereafter||Up to $20,000 of currency deposited/furnished per month; $1.30 per thousand deposited/furnished thereafter|
4-6 days of occurrence: $33 each
7 or more days of occurrence: $36 each
Oak Valley Community Bank Network
Oak Valley Community Bank has 17 branches in California with thousands of no-fee ATMs nationwide through its SUM ATM network. You can use its branch locator to see what locations are closest to you.
Oak Valley Community Bank Additional Business Banking Services
Oak Valley Community Bank also offers the following business services: business savings and money market accounts, business line of credit and business credit cards as well as Small Business Administration, business and commercial real estate loans. Currently, it doesn’t offer wealth management services. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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