HawaiiUSA Federal Credit Union has 14 branches in Hawaii and hundreds of surcharge-free ATMs through the CO-OP and Bank of Hawaii ATM networks. Its small business offerings include business savings and checking accounts, lending, payment processing, business protection, investing, and insurance. It has an A+ rating from the Better Business Bureau and generally positive reviews online.
Ready to get started with HawaiiUSA Federal Credit Union business checking? Apply now.
HawaiiUSA Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||$5 per month if the balance requirement is not met|
|Minimum Balance Requirement||$500 average daily balance|
|Transaction Fee||First 75 transactions: No charge|
76 to 100 transactions: 20 cents each
101 and over transactions: additional $0.20 per transaction or $0.40 each
|Wire Transfer Fee||Outgoing (domestic): $40|
Outgoing (international): $45
Incoming (sent directly to HawaiiUSA FCU): Free
Incoming (transfers through another bank):
Initial transfer: Free
subsequent transfers: $20
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29 each|
|ATM Fee||No fee when you use network ATMs|
HawaiiUSA Federal Credit Union Network
HawaiiUSA Federal Credit Union has 14 branch locations in Hawaii with available ATMs on all branches. Its members may also access their funds from any CO-OP and Bank of Hawaii ATMs, free of charge. You can use its branch locator to check which locations are closest to you.
HawaiiUSA Federal Credit Union Additional Business Banking Services
HawaiiUSA Federal Credit Union also offers the following business services: business savings and money market accounts, lines of credit, business term loans, Small Business Administration funding, credit cards, and commercial financings, such as vehicles, machinery, and equipment. Currently, it does not offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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