Heartland Bank has offices throughout Illinois. Its customers can also access its funds from any ATM nationwide at no cost. Its small business offerings include business checking accounts, lending, treasury management, business retirement planning, business insurance and wealth management. It has an A+ rating from the Better Business Bureau and generally positive reviews online.
Heartland Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||500 free items each month; 15 cents each thereafter|
|Wire Transfer Fee||Domestic - Outgoing: $25|
|Cash Deposit Fee||Up to $10,000 free coin and currency deposit per month|
|Overdraft Fee||$30 per item|
$5 per day overdraft fee beginning the fourth day (charged if the account is overdrawn for four or more consecutive business days)
|ATM Fee||No ATM fee|
Heartland Bank Network
Heartland Bank has offices in communities throughout Illinois. Its customers can also access their funds from any ATM nationwide at no cost. You can use its branch locator to see which locations are closest to you.
Heartland Bank Additional Business Banking Services
Heartland Bank also offers the following business services: business and Small Business Administration loans, credit cards, lines of business, commercial mortgages and wealth management. Although it offers personal savings accounts, it currently doesn’t have business savings and money market account offerings. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.