Heritage Bank of the Ozarks has two branches in Missouri. It offers business savings, checking accounts, lending, cash management, merchant card services, financial planning, insurance, investments, and more. In this article, we cover Heritage Bank of the Ozarks business checking reviews and fees. Ready to get started? Apply now.
Heritage Bank of the Ozarks Business Checking Fees & Rates
The Heritage Bank of the Ozarks business checking fees differ for its two account types: Free Small Business Checking and Business Checking (includes a monthly payment of $5 if the minimum balance of $500 isn’t maintained). Both include an ATM surcharge ($2 per foreign ATM transaction), overdraft charge ($30 each), and other fees shown in the table below.
|Free Small Business Checking||Business Checking|
|Monthly Fee||No monthly fee||$5 per month if the balance requirement is not maintained|
|Minimum Balance Requirement||No minimum balance requirement||$500|
|Transaction Fee||Unlimited check writing||25 free checks and 25 free deposits per month, $0.10 each thereafter|
|Wire Transfer Fees|
Outgoing (domestic): $20
Outgoing (international): $50
|Cash Deposit Fee|
Summary of Heritage Bank of the Ozarks Reviews From Around the Web
We compiled online Heritage Bank of the Ozarks reviews and found that it is rated 5 stars on Google and 4.7 stars on Facebook. Customers who left reviews said that the staff always go the extra mile to meet all of their financial needs.
Heritage Bank of the Ozarks Network
Heritage Bank of the Ozarks has two branches located in Camdenton and Lebanon in Missouri. You may view its branch locator to check which location is closer to you.
Heritage Bank of the Ozarks Additional Business Banking Services
Heritage Bank of the Ozarks also offers the following business services: savings, money market accounts, certificates of deposit, wealth management, business lines and loans, commercial real estate financing, agricultural funding, and Small Business Administration (SBA) and United States Department of Agriculture (SUDA) loans. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Commercial Real Estate Loans||✓|
|Business Credit Cards||x|
Best Business Checking Account for Small Businesses
Have you read these Heritage Bank of the Ozarks business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.