Hope Credit Union has 27 locations across Alabama, Arkansas, Louisiana, Mississippi, and Tennessee. It offers business checking accounts, lending, credit cards, insurance, and direct deposits. In this article, we cover Hope Credit Union business checking reviews and fees. Ready to get started? Apply now.
Hope Credit Union Business Checking Fees & Rates
The Hope Credit Union business checking fees include a monthly payment of $9.95, a minimum balance requirement of $1,000, an overdraft fee of $25 for each paid item, and other charges as shown in the table below.
|Monthly Fee||$9.95 per month, waived if the balance requirement is met|
|Minimum Balance Requirement||$1,000|
|Transaction Fee||Unlimited deposits and withdrawals|
|Wire Transfer Fee||Incoming: $15|
International (incoming/outgoing): $30
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$25 each|
|ATM Fee||$1.50 per transaction or balance inquiry at any non-Hope ATM|
$2.50 per foreign card withdrawal at Hope ATM
Summary of Hope Credit Union Reviews From Around the Web
We compiled online Hope Credit Union reviews from Facebook and Yelp and found that it has generally negative ratings. Customers who left reviews said that it has poor customer service and phone support.
Hope Credit Union Network
Hope Credit Union has 27 locations across Alabama, Arkansas, Louisiana, Mississippi, and Tennessee. It is also a member of the Shared Branching Network, which offers its members access to more than 5,000 shared branches nationwide. You may view its branch locator to check which locations are closest to you.
Hope Credit Union Additional Business Banking Services
Hope Credit Union also offers business loans, such as term loans, lines, and letters of credit, Small Business Administrations (SBA) and United States Department of Agriculture (USDA)-guaranteed funding, vehicle financing, microloans, inventory, and more. Although it offers personal savings and money market accounts, it currently does not have business account offerings. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
Have you read these Hope Credit Union business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.