IBC Bank has 192 branches and more than 290 ATMs serving 88 communities throughout Texas and Oklahoma. Their small business offerings include business savings and checking accounts, business loans, merchant services, treasury management, insurance and investment solutions, mortgages, and more. They have an A+ Better Business Bureau rating and generally negative reviews online.
IBC Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||250 free items per month, $0.50 each thereafter|
|Wire Transfer Fee||Incoming (domestic): $12.50|
Outgoing (domestic): $25.00
Outgoing (international): $35.00 - $60.00
|Cash Deposit Fee||$0.08 per $100 deposited in cash over $3,000|
|Overdraft Fee||$35 per item|
|ATM Fee||Non-IBC ATM transactions:|
$2.50 per withdrawal
$2.00 per balance inquiry
$2.00 per transfer
IBC Bank Network
IBC Bank currently serves 88 communities throughout Texas and Oklahoma with 192 branches and more than 290 ATMs. You can use their branch locator to see which locations are closest to you.
IBC Bank Additional Business Banking Services
IBC Bank also offers the following business services: business savings and money market accounts, business credit cards, business lines, and wealth management, as well as business, SBA, and commercial real estate loans. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.