IBM Southeast Employees’ Credit Union operates 19 branches throughout Florida and Georgia and more than 60,000 free ATMs worldwide through its Allpoint, CULIANCE, CUHere and MoneyPass networks. Its offerings include business checking accounts, lending, investment and insurance services, merchant processing and more. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
To be eligible to become a member of IBM Southeast Employees’ Credit Union, you must work for or be retired from a member company, live in an approved county, worship or attend school in an approved county or be an immediate family member or live in the same household as an existing member.
IBM Southeast Employees’ Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||First 100 items: Free|
101st-250th item: 20 cents each
251st item & up: 30 cents each
|Wire Transfer Fee||Incoming (domestic / international): $15|
Outgoing (domestic): $25
Outgoing (international): $60
|Cash Deposit Fee||No fee|
|Overdraft Fee||$32 per item|
|ATM Fee||$2 per non-network ATM transaction|
IBM Southeast Employees’ Credit Union Network
IBM Southeast Employees’ Credit Union has 19 branches located throughout Florida and Georgia. It also offers its members access to more than 60,000 ATMs worldwide through its Allpoint, CULIANCE, CUHere and MoneyPass networks. You can use its branch locator to see which locations are closest to you.
IBM Southeast Employees’ Credit Union Additional Business Banking Services
IBM Southeast Employees’ Credit Union also offers the following business services: business money market accounts, credit cards, business loans and lines of credit as well as commercial real estate financing. Currently, it doesn’t offer business savings accounts, Small Business Administration loans or wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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