Idaho Trust Bank has two branches in Idaho and one branch in Nevada, as well as thousands of surcharge-free ATMs nationwide through the MoneyPass network. Its small business offerings include business savings and checking accounts, lending, cash and wealth management, merchant card services, remote deposit capture, and credit cards. It is rated A+ by the Better Business Bureau.
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Idaho Trust Bank Business Checking Rates & Fees
|Business Select Checking||Business Analyzed Checking|
|Monthly Fee||$10 per month if the balance requirement is not met||$15 per month (service charge and per-item charges may be offset by the earnings credit, which is applied after 10% reserve rate is imposed against available balance)|
|Minimum Balance Requirement||$500||No minimum balance requirement; however, higher balances reduce or offset the fees.|
|Transaction Fee||300 free transactions per month; 50 cents each thereafter||6 cents per non-check debit|
30 cents per check written
$1 per deposit; 15 cents per item within deposit
|Wire Transfer Fee|
|Cash Deposit Fee||Not available||$1 per $1,000 cash deposit/withdrawal|
Idaho Trust Bank Network
Idaho Trust Bank has two branches located in Boise and Coeur d’Alene, Idaho, and one in Henderson, Nevada. It is also part of the MoneyPass network, which provides its customers access to thousands of surcharge-free ATMs nationwide. You can view its branch locator to check which location is closest to you.
Idaho Trust Bank Additional Business Banking Services
Idaho Trust Bank also offers the following business services: business savings and money market accounts, lines of credit, term loans, commercial real estate financing, Small Business Administration funding, credit cards, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
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