Independent Bank has 75 banks with ATMs throughout Texas including the Dallas, Fort Worth, Austin and Houston areas as well as Colorado’s Front Range area. Its small business offerings include business savings and checking, lending services, treasury management and more. Independent Bank has a mix of positive and negative reviews online.
Independent Bank Business Checking Rates & Fees
|Monthly Fee||$12 per month if balance requirement not met|
|Minimum Balance Requirement||$3,000 minimum daily balance|
|Transaction Fee||250 free transactions per month; 50 cents each thereafter|
|Wire Transfer Fee||Incoming: $10|
Outgoing (domestic): $24
Outgoing (international): $45
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per item|
|ATM Fee||Non-Independent Bank ATM transactions:|
50 cents per balance inquiry
$1.25 per withdrawal
Independent Bank Network
Independent Bank operates 75 banking offices with ATMs throughout Texas including the Dallas, Fort Worth, Austin and Houston areas as well as Colorado’s Front Range area. You can use its branch locator to see what locations are closest to you.
Independent Bank Additional Business Banking Services
Independent Bank also offers the following business services: business savings and money market accounts, business credit cards, business loans and lines of credit, wealth management, Small Business Administration loans and commercial real estate financing. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
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