Arkansas workers’ compensation law dictates that any business with at least three employees must maintain workers’ compensation insurance. While rates vary considerably, employers can expect to pay 70 cents per $100 of payroll in premium costs across all industries in the state. Failure to maintain workers’ compensation insurance can result in penalties and fines. Finding…

Regulations in Nebraska require most employers with at least one employee to maintain workers’ compensation insurance. Failure to do so can result in the employer being responsible for the costs of accidents as well as face penalties and fines. Employers can expect to pay $1.14 per $100 of payroll in workers’ comp premiums. Shopping for…

Workers’ comp is required by law in most states, and Virginia employers must carry a policy once they regularly employ more than two employees. The average cost of workers’ compensation insurance in Virginia is 74 cents per $100 of payroll. is a small business insurance expert with decades of experience helping owners just like you….

Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Businesses that do buy policies are covered for their obligations after a worker is injured, including the workers’ medical expenses, prescriptions, and partial weekly wages. Texas employers can expect to pay an average of 55 cents for every $100 of payroll…

Workers’ compensation laws in Maryland require any employer with one or more employees to maintain workers’ compensation insurance. Policies pay the costs associated with employees getting hurt while performing job duties. Maryland business owners pay an average of $1.01 for every $100 of payroll for workers’ compensation insurance. What Are Maryland Workers’ Compensation Requirements? Workers’…

Workers’ compensation insurance is required by law in most states. Policies cover injured employees’ medical bills and lost wages and death benefits if an employee dies from a workplace incident. In Illinois, employers must get coverage even if they have a single, part-time employee, and they pay an average of $1 per $100 of payroll….

New York workers’ compensation insurance pays for medical costs, such as medications and rehabilitation services, and lost wages when an employee is injured at work. Workers’ compensation policies in New York cost an average of $1.41 per $100 of payroll paid, but premiums vary by business type, past claim history, and carrier. In New York,…

State law requires every California business with one or more employees to carry workers’ compensation insurance. Just like most other states’ requirements, California workers’ compensation insurance covers employee expenses due to work-related illness or injury and pays their lost wages. Employers in the state can expect to pay $1.70 per $100 of payroll expense for…