Ixonia Bank operates seven branches and hundreds of surcharge-free ATMs in Wisconsin and Minnesota. It offers business savings and checking accounts, loan products, merchant and advisory services, employee retirement plans, executive planning, wealth management, and more. Here, we cover Ixonia Bank business checking reviews and fees. Ready to get started? Apply now.
Ixonia Bank Business Checking Fees & Rates
The Ixonia Bank business checking fees include a transaction fee of $0.25 per item for those who exceed 100 monthly transactions, an ATM surcharge of up to 1%, an overdraft payment of $32.50 each, and other fees shown in the table below.
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 free transactions per month, $0.25 each thereafter|
|Wire Transfer Fees||Incoming (domestic): $15|
Incoming (international): $20
Outgoing (domestic): $20
Outgoing (international): $45
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$32.50 each|
$8 daily Continuing Overdraft Fee (beginning at the end of the fifth business day and continues until a positive balance is retained in the account)
|ATM Fee||Up to 1% (assessed by Mastercard)|
Summary of Ixonia Bank Reviews From Around the Web
We compiled online Ixonia Bank reviews and found that it is rated 3 stars on Bankrate.com and 2.6 stars on Google. Customers whole left a negative rating complained about the bank’s inaccuracy in having provided information during an application for a loan.
Ixonia Bank Network
Ixonia Bank operates seven branches in Wisconsin. It also participates in the ATM Access Network, which means that its customers may use their cards at several hundred surcharge-free ATMs in Wisconsin and Minnesota. You may view its branch locator to check which locations are closest to you.
Ixonia Bank Additional Business Banking Services
Ixonia Bank also offers the following business services: savings and money market accounts, credit cards, wealth management, lines and letters of credit, term loans, commercial real estate and equipment financing, and Small Business Administration (SBA) funding. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Have you read these Ixonia Bank business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.