Kapitus is a lender that offers short-term and medium-term financing to small businesses. Its packages include equipment financing, business loans, revenue-based financing, lines of credit, Small Business Administration (SBA) loans, invoice factoring, and more. In this article, we cover Kapitus reviews and pricing. Ready to get started? Apply now.
Kapitus pricing and rates are not published on its website. However, according to a third-party website, it offers small business loans from $10,000-$750,000, with terms ranging from three months to five years. Loans carry an interest ranging from 5.99%-18%. Medium-term loans have an origination fee of 2.5% or $395, whichever is higher.
Interested parties may contact Kapitus’ sales team for a customized quote based on their specific business requirements.
Ready to get started with Kapitus? Apply now.
Top Kapitus Alternatives
Browsing lenders with a no credit score or paperwork application
Evaluating every type of business funding option available based on an online application
SBA loans and term loans with an online application and long repayment terms
Equipment financing broker with a low minimum credit score requirement
Revenue based financing for tech startups
Summary of Positive Kapitus Reviews
Users who gave positive Kapitus reviews online liked the easy qualification process for financing, with no collaterals required. They also commented that its approvals are based on cash flow and not on traditional metrics. They added that documentation and financing were fast and that loans are easy to renew.
One user who gave a positive Kapitus review on Trustpilot shared that he received the wire transfer for his loan the day after he applied for it. He also liked that he was given a revolving line of credit, which is active to use when needed. He also commended his assigned agent for smoothly facilitating the transaction.
Summary of Negative Kapitus Reviews
As of the date that this article was written (September 12, 2019), there are very few up-to-date negative Kapitus reviews online. Some users, however, complained that there was a delay in releasing liens and that its interest rates are higher than usual.
Top Lender Picks From Fit Small Business
Best SBA Lenders: Top 100 SBA Lenders: With more than 3,000 SBA lenders nationwide, choosing the best SBA lender can be difficult. In this guide, we’ll show you the 100 top SBA lenders per current SBA data, and review 10 of the top SBA lenders.
Check out the list below of some of Kapitus’ features:
- Revenue-based financing
- Helix Healthcare financing
- Business loans
- SBA loans
- Line of credit
- Invoice factoring
- Equipment financing
- And more
How will I qualify for a Kapitus loan?
Kapitus borrowers must be in business for at least six months. They also need to have a credit score of 500 or higher and earn at least $6,000 in monthly revenue of $100,000 per year. Approval for revenue-based financing depends on the cash flow.
What is the limit to SBA loans?
Kapitus provides SBA microloans up to $50,000. It also provides SBA 7(a) loans as high as $5.5 million.