KeyPoint Credit Union has eight branches in California and more than 5,000 shared branch locations nationwide with more than 30,000 surcharge-free ATMs through its CO-OP network. Its small business offerings include business savings and checking, loans and credits and wealth management. It has an A+ Better Business Bureau rating and generally positive reviews online.
KeyPoint Credit Union offers membership to people who live, work, attend school or worship regularly in one of these California Bay Area communities: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Barbara or Santa Clara, as well as Ventura County, or those who are immediate family member of an existing member or work for these eligible member companies.
KeyPoint Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Unlimited check writing & deposits|
|Wire Transfer Fee||Outgoing (domestic): $30|
Outgoing (international): $40
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$29 per item|
|ATM Fee||Non-KeyPoint Credit Union or non-CO-OP ATM transactions:|
$1.50 per balance inquiry; $2 per withdrawal
KeyPoint Credit Union Network
KeyPoint Credit Union has eight branches in California. As a CO-OP network member, its members can access their accounts and funds in more than 5,000 shared branch locations nationwide and more than 30,000 surcharge-free ATMs. You can use its branch locator to see what locations are closest to you.
KeyPoint Credit Union Additional Business Banking Services
KeyPoint Credit Union also offers the following business services: business savings and money market accounts, business lines of credit and wealth management as well as Small Business Administration, business and commercial real estate loans. It has personal credit cards but doesn’t offer business credit cards. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Commercial Real Estate Loans||✓|
|Business Credit Cards||x|
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