Lakestone
Bank & Trust has 15 office locations in Michigan. Its small business offerings include business savings and checking accounts, lending, insurance, credit card processing, direct deposit for payroll, funds management, merchant services, and more. In this article, we cover Lakestone Bank & Trust business checking reviews & fees. Ready to get started? Apply now.
Lakestone Bank & Trust Business Checking Fees & Rates
The Lakestone Bank & Trust business checking fees include a monthly payment of $0, no minimum balance requirement, and other fees, such as an overdraft charge ($40 per item), ATM surcharge, and wire transfer fees shown in the table below.
| Monthly Fee | No monthly fee |
| Minimum Balance Requirement | No minimum balance requirement |
| Transaction Fee | 100 free items per month, $0.40 each thereafter |
| Wire Transfer Fee | Incoming (domestic/international): $15 Outgoing (domestic): $20 Outgoing (international): $50 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $40 per item |
| ATM Fee | $2 per non-Lakestone ATM transaction $3 per non-customer transaction at Lakestone machine |
Summary of Lakestone Bank & Trust Reviews From Around the Web
We compiled online Lakestone Bank & Trust reviews from Google and Bankrate.com and found that it has a mix of positive and negative reviews. Customers who left positive reviews said that they are happy with the bank’s professionalism and transparency, while those who left negative reviews stated that its loan offers have higher interest rates than other banks.
Lakestone Bank & Trust Network
Lakestone Bank & Trust operates 14 branches and a loan office in Michigan. You may view its branch locator to check which locations are closest to you.
Lakestone Bank & Trust Additional Business Banking Services
Lakestone Bank & Trust also offers the following business services: savings and money market accounts, credit cards, wealth management, commercial real estate financing, small business loans, and credit lines and letters of credit. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | ✓ |
Best Business Checking Account for Small Businesses
Have you read these Lakestone Bank & Trust business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.
