LightStream is a personal loan platform that is a division of SunTrust Bank. They offer personal loans for different categories such as home remodels, weddings, medical needs, etc. We compiled LightStream reviews from around the web and found that it has mainly positive ratings. We also shared the rate options available.
Summary of LightStream User Reviews
What LightStream does well:
According to the positive reviews online, users like LightStream because the company approves loans for almost any personal need. Users also like how quick the application process is. Others mentioned that they like the low interest rates they offer.
What LightStream does not do well:
According to the negative reviews online, LightStream does not accept loan applications from people with extremely bad credit scores. Users say that this is the opposite of what they market on their website. Some complained that LightStream did not approve them based on their salary.
Most Helpful Positive User Review:
According to a user who gave LightStream positive feedback on Credit Karma, he took out a loan to buy a car. He says that the loan process was simple and approved immediately. He also liked their simple and uncluttered website, as well as the autopay option and email reminders.
Most Helpful Negative User Review:
According to a user who gave LightStream negative feedback on Super Money, he is displeased that Lightstream rejected his application, especially since he conducts business with Suntrust. He says he has a six-figure salary, but the company rejected him saying that it was too low. He was also denied a loan because of “credit card debt,” which was only a reflection of his recent purchase.
LightStream’s rates depend on the purpose of the loan and the payment terms. Their loans start at $5,000 and maxes out at $100,000. Their interest rates range from 2.49% to 15.44% per annum.
LightStream Loan Offerings
Check out the list below of some of LightStream’s popular loan offerings.
- Vehicle Loans
- Home Improvement Loans
- Recreation Loans
- Family Life
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LightStream Overview Video
This video shows the benefits you can get from applying for a personal loan from LightStream.
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