Lower East Side People’s Federal Credit Union has 3 physical branches in New York – 2 in New York, NY, and 1 in Staten Island, NY. Their customers also have access to over 33,000 ATMs through their CO-OP network. It offers business savings and checking accounts, small business loans, merchant services, and business workshops. They have a B- BBB rating and generally positive reviews online.
To be eligible to become a member of Lower East Side People’s Federal Credit Union, you must live, work, volunteer, worship, attend school, or belong to any organizations located in Lower East Side, Central Harlem, East Harlem, or the North Shore of Staten Island — or a family member of an existing member, or meet the following other qualifications.
Lower East Side People’s Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||$3.00 monthly fee, waived if a minimum combined balance of $75 in all accounts is maintained|
|Minimum Balance Requirement||Minimum combined balance of $75 in all accounts|
|Transaction Fee||Unlimited transactions|
|Wire Transfer Fee||Incoming (domestic): $10|
Incoming (international): $20
Outgoing (domestic): $25
Outgoing (international): $45
|Cash Deposit Fee||N/A|
|ATM Fee||Out of Network ATM/PIN transactions: Free for first 8 transactions per month|
$1.00 per additional transaction
Lower East Side People’s Federal Credit Union Network
Lower East Side People’s Federal Credit Union has 3 physical branches and more than 33,000 surcharge free ATMs though their CO-OP network. You can use their branch locator to see what locations are closest to you.
Lower East Side People’s Federal Credit Union Additional Business Banking Services
Lower East Side People’s Federal Credit Union also offers the following business services: business savings and money market accounts, online and mobile banking, business line of credit, as well as different types of business and real estate loans. They currently do not offer wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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