Merci Capital Inc. is a private hard money lender in Ontario, Canada. It is a group of mortgage professionals with more than 10 years of experience in the industry. It invests in high yielding, short-term first and second residential and commercial mortgages.
Its rates and fees vary per project and borrower. It can lend up to $5 million and funds loans within three to five days.
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Lender Information
| Business Name | Merci Capital Inc. |
| Business Website | mercicap.com |
| Business Address | 7191 Yonge Street, Unit #908 Thornhill, ON L3T 0C4, Canada |
| Business Phone | 416-854-2561 |
| Business Email | info@mercicap.com |
| Business Established Year | 2019 |
| Social Media |     |
Merci Capital Inc. Rates & Terms
| Types of Properties | Residential and commercial properties |
| Loan Amount | $50,000 to $5 million |
| LTV | Varies per project and borrower |
| ARV | Varies per project and borrower |
| Interest Rates | Varies per project and borrower |
| Lender Fees | Varies per project and borrower |
| Loan Terms | 12 to 18 months |
| Minimum Qualifications | No qualifications indicated |
| Typical Time to Funding | 3 to 5 days |
| Other Financing Available | Fist mortgage residential Second mortgage residential Commercial mortgages |
*Exceptions may be granted. Lender information is updated often; however, exact lender terms may change.
Popular Hard Money Lenders 2019
Lender | Best For |
|---|---|
Investors who want competitive rates and fast funding for residential fix and flips | |
Landlords wanting to refinance or grow their rental portfolio | |
Short-term investors looking for a good residential fix-and-flip hard money loan option | |
Investors who want great customer service with a local bank feel from a 44-state lender | |
Fix and flippers who want an alternative to LendingHome, but with a commercial component |
Currently Lending In
Ontario, Canada
About Merci Capital Inc.
Merci Capital is one of Ontario’s leading private money lenders. We issue most commitments within two to three days and don’t accept deals that we can’t fund. Merci Capital invests in high-yielding, short-term first and second residential and commercial Ontario Mortgages. Every investment is based on a thorough investigation of the property. Loan sizes are typically $50,000 to $5 million.
We work with borrowers to expedite their loan requirements with an acceptable and transparent level of risk. What the difference is at Merci Capital is that we are collective mortgage professionals with more than 10 years of experience in the industry. Our experience draws us to the most efficient solution, a solution that meets your needs and ours. We work with our investors on first come-first serve basis instead of using a waiting list for our investors.
