Mountain Credit Union has eight branches in North Carolina as well as hundreds of shared branches and free ATMs nationwide through its CU Service Centers Network. It offers business checking and savings account, commercial real estate loans and credit cards. It is rated A+ by the Better Business Bureau.
Anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison and Swain counties of North Carolina is eligible to open an account at Mountain Credit Union. Family members of any current or former account holder at Mountain Credit Union are also eligible as well as those who meet any of these other eligibility requirements.
Mountain Credit Union Business Checking Rates & Fees
| Monthly Fee | $25 per month if balance requirement is not met |
| Minimum Balance Requirement | $1,500 |
| Transaction Fee | 200 free checks and 50 free deposits per month |
| Wire Transfer Fee | Incoming: $10 Outgoing (domestic): $15 Outgoing (international): $35 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $25 per item |
| ATM Fee | No ATM fee |
Mountain Credit Union Network
Mountain Credit Union has eight branches in North Carolina. It is also a part of the CU Service Centers Network giving its members access to hundreds of shared branches and free ATMs nationwide. You can use its branch locator to see which locations are closest to you.
Mountain Credit Union Additional Business Banking Services
Mountain Credit Union also offers the following business services: business savings and money market accounts, credit cards and commercial real estate loans. Currently, it doesn’t offer business loans, Small Business Administration funding and wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Money Market Accounts | ✓ |
| Business Credit Cards | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
| Business Line of Credit | x |
| Business Loans | x |
| SBA Loans | x |
Best Business Checking Account for Small Businesses
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 10 options.
