MSGCU has 14 branches in Michigan and thousands of shared branches and surcharge-free ATMs nationwide. It offers business savings and checking accounts, lending, employee benefit plans, night depository, notary public, investment planning, and more. We compiled MSGCU reviews and found that it is rated 3.5 stars on Yelp and 2.5 stars on DepositAccounts.
You are eligible to become an MSGCU member if you reside, work, attend school, or worship in any county in Michigan’s Lower Peninsula.
Ready to get started with MSGCU business checking? Apply now.
MSGCU Business Checking Rates & Fees
|Organization Checking Account||Conventional Checking Account|
|Monthly Fee||No monthly fee||$15 per month if the balance falls below $2,500|
|Minimum Balance Requirement||$100 minimum balance||$2,500|
|Transaction Fee||100 free debit or credit per month, $0.25 each thereafter||300 free debit or credit per month, $0.25 each thereafter|
|Wire Transfer Fee|
Outgoing (domestic): $20
Outgoing (international): $5
|Cash Deposit Fee|
Deposit exceeding 500 bills or 50 rolls of coins: $10
$25 daily Overdraft Fee
MSGCU has 14 branches in Michigan. Its members may also perform banking transactions from thousands of CO-OP shared branches and surcharge-free ATMs nationwide. You may view its branch locator to check which locations are closest to you.
MSGCU Additional Business Banking Services
MSGCU also offers business savings accounts, credit cards, wealth management, commercial real estate loans, equipment and accounts receivable financing, working capital line of credit, and Small Business Administration (SBA) funding. It currently does not offer business money market accounts. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
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