Netspend is a prepaid business card that allows small business owners to have high withdrawal limits. It enables users to manage their account remotely and load funds using direct deposit, check, ACH/wire transfer, or via physical reload station. We compiled Netspend user reviews from around the web and determined that they generally have a mix of positive and negative ratings. We also compared the most popular pricing options for small business owners.
Summary of User Reviews
What Netspend does well:
Users who gave Netspend a positive review said that they are happy with the high daily withdrawal limit of $5k per card and the daily loading cap of $25k. People who use Netspend said they enjoy the multiple loading options that come with the card.
What Netspend does not do well:
Users who gave Netspend a negative review said that they do not like the high transaction fees of the card that apply both domestically and internationally. Some users have reported that they have encountered glitches in the system that prevented them from accessing their money loaded in the card.
Most Helpful Positive User Review
One user who gave Netspend a positive review on TopTenReviews said that he is pleased that the daily ATM withdrawal limit of Netspend is higher than other prepaid business cards.
Most Helpful Negative User Review
One user who left a review of Netspend on TopTenReviews said that he does not like the fee that comes with each transaction he has with his prepaid business card from Netspend.
Netspend has a free plan and two paid plans. The paid plans cost $5/month and $9.95/month. A signature purchase transaction fee is applicable for the free plan, which costs $1 each. This fee is already included in the two paid plans. The main difference between the plans is the signature purchase transaction fee.
|Netspend Premier FeeAdvantage Plan|
The signature purchase transaction fee is the fee that comes with every transaction made with a Netspend prepaid card.
Useful Netspend Resources
Best Prepaid Business Cards 2018: Netspend vs. PEX vs. Bento – Want to know the top 3 business prepaid cards at the moment? We list three prepaid business cards and compare them side-by-side to help you decide which one fits your business needs most.
Business Credit Card With No Personal Guarantee: Costs, Terms, & Qualifications – Read our guide to Chase Business Credit Cards that do not require you to sign a personal guarantee.
10 Best Small Business Credit Cards 2018 – Here we discuss the top credit card choices depending on your business needs.
Netspend Overview Video
This video provides valuable information on how to protect your money with your Netspend card.
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