OceanFirst Bank has branches throughout central and southern New Jersey. It offers business checking and savings accounts, lending, transfer and money management, fraud protection, merchant services, trusts and estates, investments, and more. In this article, we cover OceanFirst Bank business checking reviews and fees. Ready to get started? Apply now.
OceanFirst Bank Business Checking Fees & Rates
The OceanFirst Bank business checking fees include a monthly payment of $15 (which can be waived with a minimum balance of $5,000), an overdraft charge of $38 per item, an ATM surcharge of $2.50 per foreign ATM transaction, and other fees shown in the table below.
|Monthly Fee||$15 per month if the balance requirement is not met|
|Minimum Balance Requirement||$5,000 average monthly balance|
|Transaction Fee||400 free transactions per month, $0.20 each thereafter|
|Wire Transfer Fees||Incoming (domestic/international): $15|
Outgoing (domestic): $30
Outgoing (international): $50
|Cash Deposit Fee||Charges vary|
|Overdraft Fee||$38 per item (maximum of six items per day)|
$7 Sustained Overdraft Fee (applied on the fifth consecutive day the account is overdrawn and each business day thereafter)
|ATM Fee||$2.50 per non-OceanFirst Bank transaction|
Summary of OceanFirst Bank Reviews From Around the Web
We compiled online OceanFirst Bank reviews and found that it has an A- Better Business Bureau rating and a mix of positive and negative reviews online. Customers who left a positive review said that it has great people, while those who gave it a negative review complained about its inconvenient way of processing checks.
OceanFirst Bank Network
OceanFirst Bank has branches throughout central and southern New Jersey. You may view its branch locator to check which locations are closest to you.
OceanFirst Bank Additional Business Banking Services
OceanFirst Bank also offers the following business services: savings, money market accounts, credit cards, lines and loans, commercial real estate and construction financing, Small Business Administration (SBA) funding, and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Have you read these OceanFirst Bank business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.