Oxford Bank has eight branches in Michigan. Its small business offerings include business savings and checking accounts, lending, treasury and wealth management, financial education, insurance, notary services, night depository, and more. In this article, we cover Oxford Bank business checking reviews and fees. Ready to get started? Apply now.
Oxford Bank Business Checking Fees & Rates
The Oxford Bank business checking fees include no monthly payments, no minimum balance requirement, and other fees, such as overdraft ($30 each), wire transfer (ranges from $5 to $35), and ATM fee ($1 per non-network transaction), among others.
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 free debit items and 50 free credit items per month, $0.50 each item thereafter|
|Wire Transfer Fee||Domestic (incoming): $5|
Domestic (outgoing): $20
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 each|
|ATM Fee||$1 per non-network ATM transaction|
Summary of Oxford Bank Reviews From Around the Web
We compiled online Oxford Bank reviews from Facebook and SmartAsset and found that it has generally positive ratings. Customers who left reviews said that Oxford Bank has typically low fees compared to the national average, and that it has great customer service.
Oxford Bank Network
Oxford Bank manages eight full-service offices and a lending center located throughout Oakland, Genesee, and Lapeer counties in Michigan. Its customers may also access their funds from any ATM with NYCE or PLUS logos. You may view its branch locator to check which locations are closest to you.
Oxford Bank Additional Business Banking Services
Oxford Bank also offers business savings accounts, lines of credit, term loans, commercial real estate financing, Small Business Administration (SBA) funding, credit cards, and wealth management. Although it offers personal money market accounts, it currently does not have business money market account offerings. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
Best Business Checking Account for Small Businesses
Have you read these Oxford Bank business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.