PayJunction is a payment gateway and merchant service provider for mid to large-scale businesses. It offers electronic signature capturing, multi-location reporting, digital receipts, and more. We compiled user reviews from our website and from around the web and determined that PayJunction has generally positive ratings. We also shared the fees and rates available.
PayJunction offers two pricing plans: Clean Start and Rate Match. There are no monthly fees, but PayJunction charges an amount of $35 to users who process less than $10,000 per month in payments. The Clean Start plan charges 0.75% for every credit/debit card payment and 0.75% for every check payment.
With the Rate Match plan, PayJunction will match the rate of your current payment gateway provider.
|Credit and Debit Card Payments|
less than $10,000 per month
|PCI Compliance Fee|
Top Payment Gateway Providers 2019
Summary of PayJunction User Reviews
What PayJunction Does Well
Users who gave PayJunction a positive review shared that it is convenient to use the software without necessarily having to pay for a monthly fee. The also mentioned that the program is intuitive to use and easy to navigate.
What PayJunction Not Do Well
There were only a few negative reviews online, and users who gave PayJunction critical feedback wished for additional payment options, as well as customizations to the contacts list.
Most Helpful Positive User Review
“PayJunction’s combination of intuitive reporting and ease of use — both for customers and our staff — makes it a very attractive option for payment processing. We were able to set up and begin using the program within minutes!”
— Rich Brownlow
Most Helpful Negative User Review
“We did not know that PIN debit was not an option. They should offer some more services such as PIN debit.”
— Kelsey Greer
Check out the list below of some of PayJunction’s features.
- Electronic Signatures
- Smart Payment Processing
- Digital Receipts
- Multiple Users
- Multiple Locations
- EMV-Ready Terminal
- ACH Check Transactions
- Debit Card Support
- Recurring Billing
- Online Payments
- POS Transactions
- HIPAA Compliance
Helpful Payment Gateway Resources
Best Payment Gateway for Small Business 2017: Stripe vs. PayPal vs. Authorize.Net — Payment gateways are the middlemen that connect your eCommerce shopping cart to your payment processor to enable online credit card payments. We looked at the most popular options and rising stars and made a review of PayPal, Stripe, and Authorize.Net.
How To Accept Credit Card Payments: In-Store, Online & Mobile — If you’re searching for the right credit card processing solution, this guide will show you how to accept credit cards anywhere, in a brick-and-mortar store, on a website, or using a smartphone or tablet to accept mobile payments.
7 Best Merchant Services Providers for Small Business 2019 — We review 7 top-rated merchant services providers in this guide and examined the differences in plans, prices, and other key service features.
What type of industries does PayJunction support?
PayJunction caters to a wide range of industries including retailers, distributors, manufacturers, and service-based institutions.
Can I cancel my account anytime?
Yes, and there are no cancellation fees. You just have to fill out a cancellation form, and submit it to their website.
PayJunction Overview Video
This video provides an overview of PayJunction’s main features and benefits.
When choosing a payment gateway provider, it’s important that the software integrates with other applications your business is currently using. Here is a list of some of PayJunction’s popular integrations: