Paving the way to financial stability is not an easy task. You need to be disciplined and consistent yet flexible and open-minded. You need to build good financial habits and ditch the bad ones to help you achieve your financial goals. To help you get started, these experts shared their best financial habits for 2019….
All Investing Articles
How Capital One is Bringing 401(k) Plans to the Masses
Capital One Advisors 401k Services began in 2011. Since then, Capital One has been focused on providing 401(k) plans through its two main offerings: ShareBuilder and Spark 401k. Through ShareBuilder 401k, which was started in 2005, Capital One provides custom 401(k) plans to smaller mid-market firms. Capital One Spark 401k was launched in 2016 to…
ETFs: What They Are, How to Invest, & Who They’re Right For
An exchange traded fund (ETF) is a type of fund that pools together individual stocks, bonds, and other securities. ETFs allow investors to diversify their investments much more cost-effectively than trading individual stocks and bonds. Investors can also trade ETFs anytime during the day, so they’re ideal for investors who want short-term gains. What an…
Top 25 Stock Market Tips from Finance Pros
Investing in the stock market can be challenging and rewarding if you know what to do. There are some basic parameters you need to follow to avoid making harmful decisions. We spoke with the experts who shared their stock market tips to help new and existing investors make the right trading and investing moves. Below…
Retirement Calculator
How to Read Your Retirement Calculator Results You can use this retirement savings calculator to glean a number of key insights including: When you’ll run out of money: People typically retire between the ages 65 and 70; using the retirement calculator above you can predict when you can comfortably retire by adjusting contribution amounts, contribution…
Self-Directed IRA: Rules, Services, & Checkbook Control
A self-directed IRA is a tax-deferred retirement account that allows you to directly manage your investments and buy alternative assets that aren’t available in traditional IRAs. An account with a self-directed IRA service costs more to set up and maintain but allows you to invest in things like real estate, private companies, and precious metals….
Traditional IRA: Rules, Contribution Limits & Deadlines
An individual retirement account (traditional IRA) is a tax-deferred investment account that allows account holders to contribute up to $6,000 per year pretax as a way to save for retirement. Account holders can invest to grow their IRA without paying any taxes on contributions or gains until money is withdrawn from the account during retirement. A…
Top 26 Ways to Manage Your 401K Investments From the Pros
A 401k investment is essential if you want to achieve a comfortable and financially stable retirement. There are many different ways to manage your 401k investments to ensure you get the most benefits out of your retirement plan. We spoke with the experts who shared their best tips for managing your 401k plan. Here are…
Employee Stock Purchase Plan: How ESPPs Work & Who They’re Right For
An employee stock purchase plan (ESPP) is a benefit plan, like a Roth 401(k), that allows employees to make after-tax deferral contributions that can be used to purchase shares in the company they work for. Using an ESPP, employees can typically buy shares at a discount that they can hold until retirement or sell. How…
Employee Stock Ownership Plan: How ESOPs Work & Who They’re Right For
An employee stock ownership plan (ESOP) is a qualified defined-contribution employee benefit plan that provides the employees of a business an ownership interest in that business. An ESOP is used by employers to either reward employees or as an exit strategy from business ownership. If owned by an ESOP, the business can receive great tax…
11 Best CD Rates 2018
Certificates of deposit (CDs) are important savings tools that you can use to grow your savings by earning a prearranged interest rate over a set period of time. We’ve compared dozens of CD rates from banks and credit unions all around the United States to create a list of the best CD rates currently available….
How to Find a Financial Advisor That’s Right for You in 7 Steps
A financial advisor is a licensed professional who helps clients build and execute financial plans based on their individual needs. It’s important to identify your needs before choosing a financial advisor because they typically serve a variety of functions. There are seven steps to help you find the right financial advisor that can meet your…
