Starting and growing your own business can be exciting, but it is also extremely challenging. Your business’s finances are a crucial aspect of entrepreneurship, and you need to know how to manage them well. We spoke with business leaders and industry experts to get the best financial tips for entrepreneurs to elevate their business. Below…
All Personal Finance Articles - Page 2
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Home Equity Line of Credit: What It Is & How to Get One
A home equity line of credit (HELOC) is a revolving line of credit collateralized by your home. The maximum limit for a HELOC is based on the amount of equity in your home and typically will not exceed 85% of the home’s value. HELOCs have relatively low interest rates with current rates starting at 5.25%….
Money Market Accounts: What They Are & Who They’re Right For
A money market account is an interest-bearing account that typically pays interest rates higher than a savings account. Your funds are kept liquid, and you’ll earn a lower interest rate than other investments because money market accounts are considered safe investments. Money market accounts give you the ability to write up to six checks per…
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Top 26 Real Estate Short Sale Tips from the Pros
A short sale is a good opportunity for real estate investors and homebuyers to get a good deal on a property. However, buying short sold property is not the same as the other regular real estate transactions. We spoke with industry experts who shared tips to help you make buying discounted properties easy. Below are…
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Secured vs Unsecured Credit Card: Differences & Which Is Best
Issuers of unsecured credit cards extend a line of credit based on your credit score and income. Issuers of secured credit cards extend a line of credit equal to a required cash deposit. Both cards come with fees and interest charged on carried balances. Most people with a 640+ credit score get unsecured credit cards….
UltraFICO Credit Score: What It Is & What You Need to Know
The UltraFICO score evaluates personal bank account information in addition to the data on an individual’s credit history. This opt-in credit model helps individuals with low personal credit scores of 680 or lower boost their existing FICO score by 20 or more points. It evaluates your savings’ amount, age of your bank accounts, and your…
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Top 20 Expert Tips to Increase Your Credit Limit
Credit cards are a convenient way to make purchases. When your individual circumstances change, you may require a higher credit limit to meet your needs. However, getting a credit limit increase may require effort on your part. To help, we spoke with the experts who shared the best tips to increase your credit limit. Here…
15 Best Money Market Accounts & Rates 2019
Money market accounts (MMA) are interest-bearing accounts offered by banks and mutual fund companies. With money market deposit accounts, people looking to save money can find Federal Deposit Insurance Corporation (FDIC)-insured accounts with no minimum deposits and rates up to 2.50% annual percentage yield. We’ve compiled the 15 best money market rates and accounts. Best…
How to Increase Your Credit Limit in 5 Steps
To increase your credit limit, you’ll typically need a credit score above 680, a low amount of debt relative to your income, and a timely payment history. Additionally, your existing credit cards should not be maxed out. Responsible card holders can easily request an increased credit limit from their credit card issuer online. Sometimes, the…
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Top 25 Financial Habits for 2019 From the Pros
Paving the way to financial stability is not an easy task. You need to be disciplined and consistent yet flexible and open-minded. You need to build good financial habits and ditch the bad ones to help you achieve your financial goals. To help you get started, these experts shared their best financial habits for 2019….
How Capital One is Bringing 401(k) Plans to the Masses
Capital One Advisors 401k Services began in 2011. Since then, Capital One has been focused on providing 401(k) plans through its two main offerings: ShareBuilder and Spark 401k. Through ShareBuilder 401k, which was started in 2005, Capital One provides custom 401(k) plans to smaller mid-market firms. Capital One Spark 401k was launched in 2016 to…
26 Best Financial Tips for the New Year From the Pros
As the new year begins, it’s time to make resolutions, start saving more, and spend less. However, working towards your goals can be difficult, especially if you don’t know what to do or where to start. To help, we spoke with the experts who shared the best financial tips for the new year. Below are…
