Point Breeze Credit Union has five branches in Maryland and thousands of CO-OP surcharge-free ATMs and shared branches nationwide. It offers business savings, checking accounts, lending, merchant services, payroll processing, employee retirement planning, investments, and more. We compiled Point Breeze Credit Union reviews and found that it is rated A+ by the Better Business Bureau.
Anyone who works, worships, is a member of or a volunteer for any organization located within 20 miles of a Point Breeze office is eligible for Point Breeze Credit Union membership. The immediate family members of the aforementioned are also entitled to membership.
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Point Breeze Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||150 free transactions per month, $0.10 per item thereafter|
|Wire Transfer Fee||Incoming: $10|
Outgoing (domestic): $25
|Cash Deposit Fee||Strapped: 20 free, then $1 per strap|
Loose: $1 per $100
|Overdraft Fee||$31 per paid item|
|ATM Fee||Non-proprietary ATM fees:|
$1 per transfer
$1 per inquiry
$1.50 per withdrawal
Point Breeze Credit Union Network
Point Breeze Credit Union operates five local branches in Maryland. It is also part of the CO-OP network, which provides its members access to over 5,600 shared branches and 30,000 surcharge-free ATMs nationwide. You may view its branch locator to check which locations are closest to you.
Point Breeze Credit Union Additional Business Banking Services
Point Breeze Credit Union also offers the following business services: savings accounts, credit cards, lines and loans, commercial real estate financing, Small Business Administration (SBA) funding, and vehicle loans. It currently does not offer business money market accounts and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
|Money Market Accounts||x|
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