All Real Estate Financing Articles

Where to Get Investment Property Loans for Rental Property

By Melanie Patterson on March 26, 2020 | Buyers Guide, Real Estate Financing, Real Estate Investing | Comments (6)

If you’re shopping for an investment property loan, you can find one through online mortgage providers, investor-only lenders, and national banks. Loan amounts typically range from $45,000 to more than $2 million, but any lender will probably require you make a 20% minimum down payment. If you’d like to go the online route, is great…

Mortgage Amortization Calculator With Schedule

By Melanie Patterson on February 14, 2020 | Calculators, Real Estate, Real Estate Financing | Comments (0)

A mortgage amortization calculator and schedule helps borrowers determine how much their monthly loan payment will be. The amortization schedule shows both the principal and interest borrowers pay each month over the loan term. The calculator uses inputs like how much you paid for the property, your down payment and the length of the loan…

21 Mortgage Statistics You Might Not Know

By Melanie Patterson on December 13, 2019 | Real Estate Financing, Real Estate Investing, Statistics | Comments (0)

Mortgage statistics can help real estate investors and homebuyers who are looking to borrow money to buy a house or rental property research and find the best rates and terms. Having data on mortgage trends can also help to determine the best time to buy an investment property and evaluate a property’s positive cash flow….

What Is EBITDA: Formula, Definition, and History

By Robert Newcomer-Dyer on November 12, 2019 | Financing, Real Estate Financing, What is | Comments (0)

Earnings before interest, taxes, depreciation, and amortization (EBITDA) is a measure of a company’s revenue before accounting for deductions related to interest expense, taxes, depreciation, and amortization. It is a method of determining the health and value of a business that discounts how the business is financed as well as accounting and tax strategies. What…

Hotel Financing: Loans to Build, Buy, Renovate, or Refinance

By Tricia Tetreault on October 18, 2019 | Real Estate Financing, Real Estate Investing, What is | Comments (6)

Hotel financing can be used to build, buy, renovate, or refinance a hotel or motel. The four main types of hotel loans are SBA 7(a) loans, SBA 504 loans, USDA B&I loans, and conventional bank loans. You can typically see rates for hotel financing between 5% to 9%, with repayment terms up to 25 years….

Mixed-use Loans: The Ultimate Guide on Financing a Mixed-use Building

By Tricia Tetreault on October 17, 2019 | Real Estate Financing, Real Estate Investing, Ultimate Guide | Comments (0)

Mixed-use loans help businesses and real estate investors finance mixed-use buildings. Mixed-use buildings that qualify for financing typically have multiple units zoned for different uses, such as residential, commercial, industrial, or institutional. Mixed-use property loans can be both short-term and long-term with terms that range from six months to 30 years. is one of the…

What Is a UCC Filing & How a UCC Lien Works

By Dennis Shirshikov on October 14, 2019 | Financing, Real Estate Financing, What is | Comments (96)

A UCC lien filing, or UCC filing, is a notice lenders file when a business owner takes a loan against an asset. A UCC filing gives lenders a claim on assets a debtor pledges as collateral. The term originates from the Uniform Commercial Code (UCC), a set of rules governing commercial transactions. Strong borrowers may…

Commercial Real Estate Loans: The Ultimate Guide

By Tricia Tetreault on October 11, 2019 | Real Estate Financing, Real Estate Investing, What is | Comments (80)

A commercial real estate loan is most commonly used to purchase and/or renovate an owner-occupied commercial property. Commercial real estate loans typically cost 1% to 5% upfront and 5% to 12% per year in interest. Commercial mortgages are used to finance commercial real estate for mixed-use buildings, retail centers, and office buildings. For commercial real…

6 Best Real Estate Portfolio Lenders 2019

By Melanie Patterson on September 25, 2019 | Buyers Guide, Real Estate Financing, Real Estate Investing | Comments (8)

Portfolio lenders keep their loans on their balance sheet, rather than selling them or following Fannie Mae guidelines. Portfolio lending offers flexible borrower qualifications and fast closings so investors can compete with cash buyers. We reviewed the most popular national portfolio lenders and chose the top six considering rate, terms, property types, and qualifications. Top…

20 Best Finance Books

By Benilyn Formoso - Suralta on July 29, 2019 | Personal Finance, Real Estate Financing, Tip List | Comments (0)

Many people fall prey to financial pitfalls, which makes achieving financial freedom more challenging. The good news is, there are many ways we can learn how to better manage our money to achieve financial stability. One great way is through reading. In this article, we list the best personal finance books for you to consider….