A commercial real estate lease is an agreement that allows a business to rent commercial property from a landlord. Commercial leases come in three main forms: full-service leases, net leases, and modified gross leases. The process of identifying, negotiating, and signing a commercial lease is a long one. Knowledge of the necessary steps, which are…
The 4 Best Real Estate Portfolio Lenders in 2021
Portfolio lenders provide unconventional mortgages for real estate investors looking for short-term, fast funding solutions, long-term loans for multiple rental properties, or commercial financing. This type of loan is more expensive than a conventional loan, but lenders offer flexible borrower qualifications and fast closings to accommodate investors. Top Real Estate Portfolio Lenders for Investors in…
The 5 Best 1031 Exchange Companies for 2020
A 1031 exchange allows investors to sell investment properties and acquire other investment properties as replacements to avoid capital gains and depreciation recapture. Choosing the right 1031 exchange company depends on the complexity of the transaction and whether investors need additional services. Top 1031 Exchange Companies for Investors How We Evaluated the Best 1031 Exchange…
How to Buy a Duplex: The Ultimate Guide for Passive Income
Buying a duplex is a great way to offset housing expenses by living in one unit and renting the other. It’s also a great option for beginner investors to learn how to manage rental property. Once those skills develop, owner-occupied investors can move, rent their unit for additional income, and build a real estate portfolio….
Private Money Lenders: How to Get Private Money Loans
Private money loans are good for both short- and long-term investors in need of quick financing to compete with all-cash buyers. Investors sometimes use a private money loan, also known as a hard money loan, to purchase a property before refinancing to a long-term conventional mortgage. Investors who don’t qualify for conventional mortgages also may…
Rehab Loans for Investors: FHA 203(k) Loans, Hard Money & More
Rehab loans help real estate investors fund the purchase and renovation of residential properties. Short-term investors use them to fix-and-flip properties as well as long-term investors who need renovation financing for rental properties. A rehab loan combines property purchase and rehab costs into a single short-term loan with quick funding and interest-only payments. 3 Types…
Portfolio Loans: Rates, Terms, Qualifications & Where to Find
A portfolio loan is a mortgage designed for real estate investors who don’t qualify for a traditional mortgage or who are financing multiple properties on a single loan. Because portfolio lenders carry the risk—the loans don’t meet guidelines that allow them to be bought by Fannie Mae or Freddie Mac—they create their own underwriting guidelines…
Investment Property Line of Credit: The Ultimate Guide
An investment property line of credit (LOC) is a short-term financing option for properties on which the owner does not live or work. It’s similar to a home equity line of credit (HELOC), only the lien is placed on investment property, not someone’s primary residence. Investors who get a LOC draw cash from the available…
Where to Get Investment Property Loans for Rental Property
If you’re shopping for an investment property loan, you can find one through online mortgage providers, investor-only lenders, and national banks. Loan amounts typically range from $45,000 to more than $2 million, but any lender will probably require you make a 20% minimum down payment. If you’d like to go the online route, is great…
Hard Money Loan Calculator: How Much Will Your Loan Cost?
Hard money loans are typically the fastest route to financing rehabs or property flips. Hard money loans are usually approved based on the property’s value rather than the buyer’s qualifications. However, hard money is often more expensive than traditional financing. Our hard money loan calculator will help you determine how much hard money might cost….
Hotel Financing: Loans to Build, Buy, Renovate, or Refinance
Hotel financing can be used to build, buy, renovate, or refinance a hotel or motel. The four main types of hotel loans are SBA 7(a) loans, SBA 504 loans, USDA B&I loans, and conventional bank loans. You can typically see rates for hotel financing between 5% to 9%, with repayment terms up to 25 years….
Mixed-use Loans: The Ultimate Guide on Financing a Mixed-use Building
Mixed-use loans help businesses and real estate investors finance mixed-use buildings. Mixed-use buildings that qualify for financing typically have multiple units zoned for different uses, such as residential, commercial, industrial, or institutional. Mixed-use property loans can be both short-term and long-term with terms that range from six months to 30 years. is one of the…