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Being US-based, I’m not fully versed in the Square-like payment options available overseas. However, Square is moving into Europe, it’s in the UK, so depending on your location, it may soon be available to you and it does have a more advanced invoicing system than PayPal when it comes to tips, downloads, etc.
But, you might want to see what Stripe offers, it handles credit card processing for European-based ecommerce companies. It has a very robust API, so you might be able to integrate it into an invoicing system that delivers all of the payments points you need. Here is a quick overview of Stripe’s European credit card processing services to see if that might answer your need. I hope this helps! Cheers, Krista