Fit Small Business: Get Your Business Into Shape! › Forums › Ask a Question › How will this affect a person who doesn’t get healthcare through their employer? › Reply To: How will this affect a person who doesn’t get healthcare through their employer?
I’m sorry to hear about your situation. Yes, the price of individually purchased healthcare is unbearable. I’d like to offer 2 suggestions.
1) since your daughter is disabled, can you go to ACA https://www.google.com/aclk?sa=l&ai=DChcSEwiymtvEmILYAhUIhGkKHZwhBoUYABAAGgJpcQ&sig=AOD64_2gzP-bsOpgFE3OVB-lBP_KiHQkeA&q=&ved=0ahUKEwjy5dPEmILYAhWHyoMKHfoLCnUQ0QwIJQ&adurl=
and get her a subsidized policy or her own if she’s not working? With no income, she would qualify for free healthcare.
2) Share this information with your husband’s employer. It provides for small businesses to purchase healthcare at low prices and offer big company benefits. I’m surprised by how many small businesses don’t know about benefits providers like Gusto, https://fitsmallbusiness.com/gusto-reviews/, that offer reasonably priced employee benefits. There are also professional employer organizations (PEOs) https://fitsmallbusiness.com/professional-employer-organization-peo/, that allow small employers to offer great benefits, possibly at prices lower than what they were paying before ACA. Best of luck to you.