Thanks so much for your questions. I would call some lenders and see what would be good options for you. Hard money loans are generally the most common for fix and flip projects. These lenders usually look at the project itself, your/ your husband’s real estate/construction experience and your overall financial standing. Hard money loans vary in length but most are 1-2 years and are paid back when you sell the property. I can’t recommend a ‘good’ time to buy but I would research the neighborhood you want to buy in and see what other homes have recently sold for so you know what to expect. Here’s a hard money lender directory with lenders in each state https://fitsmallbusiness.com/reviews/hard-money-lenders/
and here’s a link to an article on hard money loans https://fitsmallbusiness.com/hard-money-loan/
Hope this helps.
Best of luck,