Fit Small Business: Get Your Business Into Shape! › Forums › Ask a Question › My experian score is 605 and income is good. I did not prequalify? › Reply To: My experian score is 605 and income is good. I did not prequalify?
I take it you applied for a personal loan with your bank and got denied? If so, it seems like credit score may have dinged you. Banks generally prefer to work with applicants who have credit scores over 680. However, it could also be something else, like how much other debt you already have.
To improve your credit score, I suggest visiting Nav. They have some good tips on building credit.