Sacramento Credit Union is a full service credit union in California with branches in Sacramento, Elk Grove, Roseville, and Fair Oaks. It has a wide ATM network nationwide through the CO-OP network. Their small business offerings include savings and business checking, loans and cards, investment services, and more. They have an A+ / BBB rating and generally positive reviews online.
Sacramento Credit Union membership is open to anyone who lives or regularly works in the California counties of El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, and Yuba, as well as any and all businesses, corporations and/or other legal entities operating in these counties.
Sacramento Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||Free unlimited deposited checks and ACH transactions|
|Wire Transfer Fee||Outgoing (domestic): $35|
Outgoing (international): $45
|Cash Deposit Fee||Info not available|
|Overdraft Fee||$27 per item|
|ATM Fee||Non-Sacramento Credit Union ATM transaction: $1.00 per transaction|
Sacramento Credit Union Network
Sacramento Credit Union has branches in Sacramento, Elk Grove, Roseville, and Fair Oaks, along with a wide ATM network in Northern California and nationwide through the CO-OP network. You can use their branch locator to see which locations are closest to you.
Sacramento Credit Union Additional Business Banking Services
Sacramento Credit Union also offers the following business services: business savings and money market accounts, business lines of credit and credit cards, as well as loans such as SBA / business loans, commercial real estate loans, and business vehicle financing. They currently do not offer wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.