SAFE Credit Union serves 219,000 members through 21 branch locations and more than 30,000 free CO-OP ATMs in 13 counties in Northern California. Its offerings include business savings and checking, lending services, merchant services and more. It has an A+ rating by the Better Business Bureau and a mix of positive and negative reviews online.
SAFE Credit Union membership is open to anyone who lives, works or worships in Sacramento, Placer, El Dorado, Yolo, San Joaquin, Contra Costa, Solano, Yuba, Sutter, Butte, Nevada, Alameda and Amador counties.
SAFE Credit Union Business Checking Rates & Fees
|Monthly Fee||$10 per month (waived with eStatements or by meeting account balance requirement)|
|Minimum Balance Requirement||$2,000 minimum daily balance or combined $4,000 in deposit and business loan balances|
|Transaction Fee||50 free cleared checks per month; 25 cents per check thereafter|
|Wire Transfer Fee||Incoming (domestic): Free|
Incoming (international): Minimum of $10
Outgoing (domestic): $25
Outgoing (international): Minimum of $60
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 per item; maximum of 2 fees per day|
|ATM Fee||Non-SAFE Credit Union or non-network ATM transaction $2 each|
SAFE Credit Union Network
SAFE Credit Union has 21 branches in California and more than 30,000 ATM locations nationwide through its CO-OP network. You can use its branch locator to see what locations are closest to you.
SAFE Credit Union Additional Business Banking Services
SAFE Credit Union also offers the following business services: business savings and money market accounts, business credit cards, Small Business Administration and business loans, lines of credit, commercial real estate loans and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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