SECU has branches throughout Maryland and thousands of surcharge-free ATMs and shared branches nationwide through its CO-OP network. It offers business savings and checking accounts, lending, merchant processing, remote deposit, payroll, financial wellness, fraud protection, retirement planning, and more. We compiled SECU reviews and found that it has an A+ Better Business Bureau rating.
You are eligible to become a member of SECU if you meet at least one of its eligibility requirements.
Ready to get started with SECU business checking? Apply now.
SECU Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||100 free items per month, $0.25 each thereafter|
|Wire Transfer Fee||Incoming (domestic): $20|
Outgoing (domestic): $20
Outgoing (international): $40
|Cash Deposit Fee||$2,000 free cash deposit per month, $0.15 per $1,000 cash deposited thereafter|
|Overdraft Fee||$30 per occurrence|
|ATM Fee||No fee when you use network ATMs|
SECU has office locations throughout Maryland. It is also part of the CO-OP network, which provides its members access to thousands of shared branches and surcharge-free ATMs nationwide. You may view its branch locator to check which locations are closest to you.
SECU Additional Business Banking Services
SECU also offers the following business services: savings and money market accounts, credit cards, term loans, lines of credit, commercial mortgages, and Small Business Administration (SBA) funding. It currently does not offer wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Small Business Administration (SBA) Loans||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top options.