| Introductory APR | Yes  |
| Introductory Bonus | Yes |
| Cash Back Rewards | Yes |
| Annual Member Fee | No |
| Credit Required | Good  |
SimplyCash Plus Business Credit Card is a credit card that allows small business owners to earn cash back rewards on certain bonus categories. It offers up to $500 cash back with no annual fee. We compiled SimplyCash Plus Business Credit Card user reviews from around the web and determined that they generally have positive ratings. We also discussed the rates and fees it offers.
Card Details | Rewards Details | Offer Details
Summary of User Reviews
SimplyCash Plus Business Credit Card Pros
People who left a positive review of SimplyCash Plus Business credit card are happy that there is no annual fee required to keep on using it. They are also satisfied that there are bonus offers included, as well as automatic cash back.
SimplyCash Plus Business Credit Card Cons
People who left a negative review of SimplyCash Plus Business credit card said that it is not ideal for companies with expenditures above $58k. They are also not happy that bonus categories can only be changed once a year.
Most Helpful Positive User Review:
A positive review on ValuePenguin said that SimplyCash Plus Business credit card is a good choice for a business credit card because of its cash back rewards.
Most Helpful Negative User Review:
Negative reviews for SimplyCash Plus Business credit card are rare, and most users are generally happy with it, but some of them wish that more merchants would accept it.
Card Details: SimplyCash Plus Business Credit Card
| Credit Required | Good |
| Introductory APR on Purchases | 0% |
| Introductory APR on Purchases Period | 9 months |
| APR on Purchases After Introductory Period | 14.24% - 21.24% Variable |
| Introductory Balance Transfer APR | Not allowed |
| Introductory Balance Transfer Fee | N/A |
| Balance Transfer APR | Info not available |
| Balance Transfer Fee | Info not available |
| Cash Advance APR | Info not available |
| Cash Advance Fee | Info not available |
| Late Payment Fee | Maximum of $38 after 25 days |
| Return Payment Fee | Info not available |
| Foreign Transaction Fee | 2.7% |
| Annual Member Fee | $0 |
Apply Now
on American Express’s secure website.
Rewards Details: SimplyCash Plus Business Credit Card
| Earn 5% cash back | On wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores |
| Earn 3% cash back | On the category of your choice from a list of select categories |
| Earn $250 statement credit | After spending an additional $10,000 or more in qualifying purchases on your card within the first year of card membership |
Offer Details: SimplyCash Plus Business Credit Card
Earn $250 statement credit after spending an additional $10,000 or more in qualifying purchases on your SimplyCash Plus Business Credit Card within the first year of card membership.
Earn automatic cash back depending on the category of your purchases. You can receive 5% Cash Back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. You may also earn 3% cash back on purchases from the category of your choice from a list of select categories and 1% cash back on other purchases.
Apply Now
on American Express’s secure website.
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Disclaimer: Reviews on FitSmallBusiness.com are the product of independent research by our writers, researchers, and editorial team. User reviews and comments are contributions from independent users not affiliated with FitSmallBusiness.com's editorial team. Banks, issuers, credit card companies, and other product & service providers are not responsible for any content posted on FitSmallBusiness.com. As such, they do not endorse or guarantee any posted comments or reviews.
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