Sky Federal Credit Union has four branches in Montana and thousands of surcharge-free ATMs nationwide. It offers business savings and checking accounts, lending, merchant card processing, trustage insurance, direct deposit, and more. Here, we cover Sky Federal Credit Union business checking reviews and fees. Ready to get started? Apply now.
Sky Federal Credit Union Business Checking Fees & Rates
The Sky Federal Credit Union business checking fees include a monthly payment of $10 (which can be waived with a minimum balance of $300) and other charges, such as an overdraft of $35 per item, an ATM surcharge of $2 per non-network transaction, and wire transfer fees shown in the table below.
|Monthly Fee||$10 per month if the balance requirement is not met|
|Minimum Balance Requirement||$300|
|Transaction Fee||No per item fee|
Unlimited check writing
|Wire Transfer Fees||Incoming: $2|
Rejected/Returned Wire (Domestic): $20
Rejected/Returned Wire (International): $30
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per item|
$5 daily Negative Balance Fee (charged after five days of being overdrawn)
|ATM Fee||$2 per non-network ATM transaction|
Summary of Sky Federal Credit Union Reviews From Around the Web
We compiled online Sky Federal Credit Union reviews and found that it has a mix of positive and negative ratings. Customers who gave a positive review said that it has good customer service, while those who left a negative review complained about the limited number of transactions that they can perform in their accounts.
Sky Federal Credit Union Network
Sky Federal Credit Union has four local branches in Montana. It is also part of the CO-OP network, which provides its members access to over 30,000 surcharge-free ATMs and shared branches nationwide.
Sky Federal Credit Union serves anyone who lives, works, or worships in Montana’s Park, Gallatin, and Sweet Grass counties. You may view its branch locator to check which locations are closest to you.
Sky Federal Credit Union Additional Business Banking Services
Sky Federal Credit Union also offers the following business services: savings and money market accounts, credit cards, term loans, lines of credit, commercial real estate financing, and business express loans. It currently does not offer Small Business Administration (SBA) funding and wealth management. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Business Checking Account for Small Businesses
Have you read these Sky Federal Credit Union business checking reviews and are still not sure if it’s right for you? Read our business checking account buyer’s guide comparing the top options and learn which bank we named the best business checking account for small businesses.