SmartBank operates 22 branches and three loan offices in Tennessee, Alabama, and Florida. Their small business offerings include business checking accounts, lending services, cash management, merchant services, and more. They are rated A+ by the Better Business Bureau and 4 stars on Bankrate.
SmartBank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||1,000 free monthly transaction items (if account exceeds the limit, it may be converted to another checking product)|
|Wire Transfer Fee||Information not available|
|Cash Deposit Fee||Up to $10,000 free cash deposited per month (if account exceeds the limit, it may be converted to another checking product)|
|Overdraft Fee||$30 each|
|ATM Fee||Information not available|
SmartBank has 22 branches and three loan offices in Tennessee, Alabama, and Florida. You can use their branch locator to see which locations are closest to you.
SmartBank Additional Business Banking Services
SmartBank also offers the following business services: business line of credits, SBA loans, business term loans, and credit cards. Although they offer personal savings accounts, they currently do not have business savings and money market account offerings. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Money Market Accounts||x|
|Commercial Real Estate Loans||x|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.