Smarter Finance USA is a lender that offers business loans, equipment leasing, and more. It specializes in healthcare practice financing, merchant cash advances, and startup loans among others. In this article, we cover Smarter Finance USA reviews and pricing. Ready to get started? Visit its website.
Smarter Finance USA Pricing
The Smarter Finance USA pricing details are not readily available on its website. However, similar providers have interest rates that range from 1.5% to 18%.
Ready to get started with Smarter Finance USA? Visit its website.
Summary of Positive Smarter Finance USA Reviews
Users who gave Smarter Finance USA a positive review said that its team made it easy for them to get the appropriate loan for their needs. They added that its professionals keep them updated, answer their questions promptly, and ensure that they fully understood the processes.
One user who gave Smarter Finance USA a positive review on Trustpilot said that its team assisted him in getting the proper loan for his business. He is also impressed with its very helpful representative who kept him well-informed about the requirements to process his loan and how to keep it in order.
Summary of Negative Smarter Finance USA Reviews
As of the date this article was written (April 11, 2019), there are no negative Smarter Finance USA reviews online. If you are a past or current Smarter Finance USA customer, leave a review to help other business owners who are deciding whether or not to use the company.
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Smarter Finance USA Features
Check out the list below of some of Smarter Finance USA’s features:
- Bank loans
- Startup business loans
- SBA loans
- Merchant cash advances
- Working capital loans
- Sale/leaseback of equipment
- And more
Smarter Finance USA FAQs
What are the requirements for startups to get a loan?
The following conditions must be met: good credit (700+ credit score), no bankruptcies, repossessions, or foreclosures in the past seven years, and no late payments in the past two years. This type of loan provides up to $150,000 for any eligible startup and $250,000 for medical professionals.
Is a company required to have good credit to be qualified for construction equipment financing?
No, it is not. Smarter Finance USA’s construction equipment financing is available for those with good, miserable, and bad credit, offering approvals for those with challenged credit. Qualified borrowers will be eligible for low or no down payments.
Smarter Finance USA Alternatives
Have you read these Smarter Finance USA reviews and are still not sure if it’s the right fit for you? Read our reviews of all top lenders or check out one of these three Smarter Finance USA competitors.