Sound Bank has branches located in Morehead City, Beaufort, Cedar Point, New Bern, and Wilmington in North Carolina, as well as ATM locations nationwide through their NYCE network. Their offerings include savings and business checking, loans, investments, merchant and other commercial services. They have an A+ Better Business Bureau rating and a mix of positive and negative reviews online.
Sound Bank Business Checking Rates & Fees
|Monthly Fee||$10 per month, waived if balance requirement is met|
|Minimum Balance Requirement||$1,000 minimum daily balance|
|Transaction Fee||200 free items per month, $0.20 each thereafter|
|Wire Transfer Fee||Incoming (domestic): $15|
Incoming (international): $25
Outgoing (domestic): $20
Outgoing (international): $45
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$35 per item|
$35 Daily Overdraft Charge (applied to account on the 5th consecutive business day of overdraft status)
|ATM Fee||Information not available|
Sound Bank Network
Sound Bank has branch locations in Morehead City, Beaufort, Cedar Point, New Bern, and Wilmington in North Carolina. They also offer their customers access to surcharge-free ATMs through their NYCE network. You can use their branch locator to see which locations are closest to you.
Sound Bank Additional Business Banking Services
Sound Bank also offers the following business services: business savings and money market accounts, credit cards, lines of credit, business and SBA loans, and commercial real estate financing. They currently do not offer wealth management. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.