Spirit of Texas Bank has 15 branches with ATMs located in Texas. Its small business offerings include business checking and savings, business and Small Business Administration loans and treasury management. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
Spirit of Texas Bank Business Checking Rates & Fees
| Monthly Fee | No monthly fee |
| Minimum Balance Requirement | No minimum balance requirement |
| Transaction Fee | No transaction limit |
| Wire Transfer Fee | Incoming: $10 Outgoing (domestic): $25 Outgoing (international): $75 |
| Cash Deposit Fee | Information not available |
| Overdraft Fee | $35 per item |
| ATM Fee | Information not available |
Spirit of Texas Bank Network
Spirit of Texas Bank has 15 full-service banking centers with ATMs in Texas. You can use its branch locator to see which locations are closest to you.
Spirit of Texas Bank Additional Business Banking Services
Spirit of Texas Bank also offers the following business services: business savings account, business and Small Business Administration loans and commercial real estate financing. Currently, it doesn’t offer business money market accounts, business credit cards or wealth management services. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Business Loans | ✓ |
| SBA Loans | ✓ |
| Commercial Real Estate Loans | ✓ |
| Money Market Accounts | x |
| Business Line of Credit | x |
| Business Credit Cards | x |
| Wealth Management | x |
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.
