SRP Federal Credit Union has branches and ATM locations in Georgia and South Carolina. It also offers hundreds of shared branches and free ATMs nationwide through its CO-OP network. Its small business offerings include business savings and checking accounts, lending, merchant services, insurance and investments solutions. It has an A+ rating by the Better Business Bureau and generally positive reviews online.
SRP Federal Credit Union membership is open to any person who lives, works, worships, volunteers or attends school in, and businesses and other legal entities located in Aiken, Allendale, Barnwell or Edgefield counties in South Carolina. Anyone or any business located in Burke, Columbia, Lincoln, McDuffie or Richmond counties in Georgia are also eligible to join. Immediate family and household members of current SRP members are also eligible, as well as AUSA members.
SRP Federal Credit Union Business Checking Rates & Fees
| Monthly Fee | $5 per month, waived if balance requirement is met |
| Minimum Balance Requirement | $5,000 account balance on the last business day of the month |
| Transaction Fee (waived if balance requirement is met) | 250 free debits and 500 free items deposited; 50 cents each additional item |
| Wire Transfer Fee | Incoming: $20 Outgoing: $20 |
| Cash Deposit Fee | 25 cents per $100 currency/coin deposited (over $10,000 per month) |
| Overdraft Fee | $35 per item |
| ATM Fee | $1 per non-SRP Federal Credit Union ATM transaction |
SRP Federal Credit Union Network
SRP Federal Credit Union has branches and ATM locations in Georgia and South Carolina. It is also part of the CO-OP network that provides its members more access to their funds. You can use its branch locator to see which locations are closest to you.
SRP Federal Credit Union Additional Business Banking Services
SRP Federal Credit Union also offers the following business services: business savings accounts, business lending, lines of credit, and commercial real estate loans. Currently, it doesn’t offer Small Business Administration loans, business money market accounts and wealth management. Find out more about its small business offerings on its website.
| Online & Mobile Banking | ✓ |
| Business Savings | ✓ |
| Business Line of Credit | ✓ |
| Business Loans | ✓ |
| Business Credit Cards | ✓ |
| Commercial Real Estate Loans | ✓ |
| Wealth Management | x |
| Money Market Accounts | x |
| SBA Loans | x |
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