All Startup Financing Articles

Rollover for Business Startups (ROBS): The Ultimate Guide

By Dennis Shirshikov on March 2, 2020 | Financing, Startup Financing, Ultimate Guide | Comments (275)

A rollover for business startups (ROBS) allows you to invest retirement funds from a 401(k) or individual retirement account (IRA) into your business without paying early withdrawal penalties or taxes. A ROBS isn’t a business loan or a 401(k) loan, so there’s no debt to repay or interest payments to make. Most small business owners…

How to Use a 401(k) to Start or Buy a Business

By Tricia Tetreault on February 28, 2020 | Financing, Startup Financing, Ultimate Guide | Comments (0)

There are three ways you can use 401(k) business financing to start or buy a business. You can cash out funds, borrow against them, or use a rollover for business startups (ROBS). The only option that does not result in penalties, taxes, or interest charges is a ROBS, making it ideal for most situations. If…

5 Best Rollover for Business Startups (ROBS) Providers 2020

By Dennis Shirshikov on February 28, 2020 | Buyer's Guide, Financing, Startup Financing | Comments (62)

A rollover for business startups (ROBS) is a financing solution that lets you start or purchase a business with your retirement savings without paying early withdrawal fees or tax penalties. These transactions are difficult and confusing, which is why we recommend using an experienced ROBS provider. We’ve compared the best ROBS providers for startup businesses….

Top 6 Venture Capital Firms 2020

By Robert Newcomer-Dyer on January 29, 2020 | Buyer's Guide, Financing, Startup Financing | Comments (0)

Venture capital is the investment in startups and early-stage businesses by private investors or firms, and is a form of private equity investing. In exchange for funding, venture capitalists receive equity in the startup. It is most common in high-tech, high-growth industries, including internet and software services, biotechnology, and industrial manufacturing. 6 Best Venture Capital…

Credit Card Stacking & Using It to Fund Your Startup

By Jordan Tarver on January 23, 2020 | Credit Cards, Startup Financing, Ultimate Guide | Comments (2)

Credit card stacking is the practice of applying for multiple credit cards at the same time to access a larger unsecured line of credit. Once approved, you can use your stack of credit cards to finance a startup, small business, or real estate deals. This works as an alternative working capital funding source for businesses….

10 Eye-opening Crowdfunding Statistics 2020

By Tricia Tetreault on January 9, 2020 | Financing, Startup Financing, Statistics | Comments (0)

Crowdfunding is a popular method of raising funds for startup business expenses, charities, and personal causes. While funding isn’t guaranteed, crowdfunding statistics show us that a strong pitch and continued communications throughout your campaign can increase your chances of success. The ten most eye-opening crowdfunding statistics are:

How to Set Up a Rollover for Business Startups (ROBS)

By Dennis Shirshikov on November 25, 2019 | Financing, How To, Startup Financing | Comments (0)

A rollover for business startups (ROBS) enables entrepreneurs to access retirement funds to start or buy a business. Setting up a ROBS involves rolling an existing 401(k) into a new C corporation’s (C-corp’s) retirement plan. The new business purchases shares in the company with the ROBS 401(k), allowing the business use of the funds. To…

Debt Financing: The Ultimate Guide

By Tricia Tetreault on November 7, 2019 | Financing, Startup Financing, What is | Comments (0)

Debt financing is the most common form of small business financing. It involves borrowing funds from a lender and repaying the borrowed amount—plus interest—over a set period of time by means of regularly recurring payments. Common forms of debt financing include loans, lines of credit, and credit cards. What Is Debt Financing? Debt financing provides…

What Is a Convertible Note? Examples & How It Works

By Dennis Shirshikov on November 4, 2019 | Financing, Startup Financing, What is | Comments (0)

A convertible note is a short-term debt that has an interest or discount rate, a valuation cap, and a maturity date. Investors use convertible notes to invest in startups in the early stages of development. Investors can choose to convert convertible notes into preferred shares on a specific date or event. What Is a Convertible…

10 Surprising Startup Statistics

By Tricia Tetreault on November 1, 2019 | Financing, Startup Financing, Statistics | Comments (0)

Starting a business can be a dream come true. As it turns out, you don’t need a degree from Harvard University to do it. If you’re curious about what it takes to have a successful startup, look no further, dear entrepreneur; we’ve compiled some startup statistics that may surprise you.

Series A, B, C & D Funding Rounds Explained

By Dennis Shirshikov on October 28, 2019 | Financing, Startup Financing, What is | Comments (0)

Series A, B, C & D investments represent the first funding rounds that startups receive from investors. Each round involves the issuance of preferred stock sold to investors by a startup, with subsequent letters representing subsequent rounds. Startups use these funding rounds to hire staff, launch products, and market to customers. What Series A, B,…