FitSmallBusiness
  • Categories
    • Accounting
    • Banking
    • Business Law
    • Business Travel
    • Buying and Selling a Business
    • Careers
    • Credit Cards
    • Financing
    • Human Resources
    • Insurance
    • Marketing
    • Office
    • Online Business
    • Personal Finance
    • Project Management
    • Real Estate Investing
    • Real Estate
    • Retail
    • Sales
    • Starting a Business
    • Taxes
  • About

SBA Startup Loans: Definition, Cost, Features & Providers

By Tricia Tetreault on May 21, 2019 | Financing, Startup Financing, Ultimate Guide

The Small Business Administration (SBA) offers SBA startup business loans to help get new businesses off the ground. SBA loans are available for up to $5 million, with rates ranging from 7.75% to 10.25%, and terms of up to 10 years (25 years for real estate). You can apply through a traditional bank. One great…

10 Venture Capital Advantages & Disadvantages

By Dennis Shirshikov on May 15, 2019 | Financing, Startup Financing, Ultimate Guide

Like other startup funding options, venture capital advantages and disadvantages should be considered before funding. Venture capital offers funding to startups that are growing quickly in exchange for equity. It also eliminates debt payments and provides founders with advice and guidance. These are only some of the pros and cons of venture capital to consider….

Venture Capital: Definition, What It Is & Who It’s Right For

By Dennis Shirshikov on May 14, 2019 | Financing, Startup Financing, What is

Venture capital focuses on funding startups with high growth potential in exchange for equity in the company. It’s a good option for startups needing $100,000 to over $25 million in funding to scale. To apply, you must find the right venture capital firm, pitch your company, and pass its due diligence process. What Is Venture…

Angel Investors: What They Are & Who They’re Right For

By Dennis Shirshikov on May 8, 2019 | Financing, Startup Financing, What is

Angel investors are wealthy individuals who fund early stage startups with their own capital. They do so for convertible debt or equity ownership. They also mentor, advise, and make introductions that benefit the business. Angel investment is best for early stage startups with traction after raising funding from friends and family. What Is an Angel…

Personal Loans for Business: Definition, Cost & Providers

By Tricia Tetreault on May 7, 2019 | Financing, Startup Financing, What is

A personal loan for business allows you to borrow funds based on your personal financial condition and creditworthiness, making them a good fit for startup businesses. Personal business loans can include unsecured loans, home equity loans, and credit cards. Interest rates and repayment terms for personal loans vary based on loan type. can help you…

10 Pros and Cons of Angel Investors

By Dennis Shirshikov on April 26, 2019 | Financing, Startup Financing, Ultimate Guide

An angel investor is a wealthy individual that invests money in startups. Founders that are past the idea stage with a product and some early traction are best suited for angel funding. The availability of angel investment is a key advantage for startups, while the cost of equity is its largest drawback. Most angel investors…

Putting Personal Money Into a Business in 7 Steps

By Dennis Shirshikov on April 4, 2019 | Financing, How To, Startup Financing

putting personal money into a business

Putting personal money into a business can help you overcome startup funding needs, but can also create unnecessary risk if done incorrectly. You need to make sure you properly account for the money on your business books so you accurately track the amount your business either owes you or how much ownership you have. The…

35 Best Crowdfunding Sites for Small Business

By Dennis Shirshikov on March 13, 2019 | Buyer's Guide, Financing, Startup Financing

crowdfunding sites

Small businesses can raise money with crowdfunding sites in exchange for rewards, future repayment, or equity in the company. Startups and more established companies can raise funds online while getting new customers. The best sites offer low fees and a large audience, and allow a variety of campaigns. Choosing the Right Crowdfunding Website There are…

Revenue-Based Financing: How a Revenue-Based Loan Works

By Tricia Tetreault on February 22, 2019 | Financing, Startup Financing, Ultimate Guide

Revenue-based financing (RBF) is funding offered by niche lenders in which payment amounts are based on a percentage of monthly business revenue. RBF works well for businesses with stable revenue streams but without the collateral needed for a traditional loan. The total cost for RBF can range from 1.35x – 3x the amount borrowed. With…

Best States for Female Entrepreneurs 2019—Definitive Ranking of All 50 States

By Kelly Main on January 8, 2019 | Data-Driven Reports, Starting a Business, Startup Financing

Alabama

While the old saying “It’s a man’s world” is passé, there’s still evidence men have the upper hand in business—particularly the startup world. Women-owned startups face significant social and economic challenges, resulting in a remarkable disparity between male and female-launched businesses. For example, a recent study by Biz2Credit revealed that women who apply for business…

How to Get SBA Startup Loans in 7 Steps

By Jeff White on March 16, 2018 | Financing, How To, Startup Financing

sba startup loans

SBA startup loans are the same as traditional SBA 7a loans for existing businesses but are more difficult to qualify for because there is a higher risk of default. These loans are still possible but you’ll typically be required by SBA lenders to come up with 25 – 30% as a down payment as well…

  • «Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
Fit Small Business

Company

  • About Us
  • Editorial Policy
  • Press Inquiries
  • Careers

Follow Us

Facebook Twitter LinkedIn YouTube

Partners

  • Work With Us
  • Media Kit

Contact Us

355 Lexington Avenue, 18th Floor
New York, NY 10017

info@fitsmallbusiness.com

Fit Small Business BBB Business Review

© Fit Small Business 2021

California Privacy Rights
Privacy

Terms
Sitemap

Join Fit Small Business

Sign up to receive more well-researched small business articles and topics in your inbox, personalized for you. Select the newsletters you’re interested in below.