State Employees Federal Credit Union (SEFCU) is among the 50 largest credit unions in the U.S. with over 330,000 members, and 47 branches in the following areas of New York: Capital Region, Binghamton, Syracuse, and Buffalo. Their offerings include business savings and checking, cash management, payroll and merchant services, retirement planning, and more. They are rated A+ by the BBB with 6 reviews and 29 complaints.
To be eligible to become a member of State Employees Federal Credit Union (SEFCU), you must live, work, attend school, or worship in any of these counties, cities, or towns — or be an immediate family member of someone who does.
State Employees Federal Credit Union Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Wire Transfer Fee||Incoming (domestic): Free|
Incoming (international): 10.00
Outgoing (domestic): $22.50
Outgoing (international): $35.00
|Cash Deposit Fee||N/A|
|ATM Fee||Non-SEFCU ATM Withdrawal (Includes POB Transactions): $1.50 per withdrawal|
Non-SEFCU ATM Balance Inquiry: $0.50 per inquiry
State Employees Federal Credit Union Network
Today, SEFCU has 330,000 members, and 47 branches with ATMs in the Capital Region, Binghamton, Syracuse, and Buffalo. You can use their branch locator to see what locations are closest to you.
State Employees Federal Credit Union Additional Business Banking Services
State Employees Federal Credit Union also offers the following business services: online and mobile banking, business savings account, business line of credit and credit cards, as well as business and real estate commercial loans. They currently do not offer business money market accounts and wealth management services. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||x|
|Business Line of Credit||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
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