Texas Bank and Trust has 23 full-service branches in Texas and thousands of surcharge-free ATMs nationwide via its Allpoint, Plus and Pulse networks. Its small business offerings include business savings and checking accounts, lending services and treasury management. It is rated A+ by the Better Business Bureau and 5 stars on Facebook and Bankrate.
Texas Bank and Trust Business Checking Rates & Fees
|Monthly Fee||$10 per month|
|Minimum Balance Requirement||No minimum balance requirement|
|Transaction Fee||50 free checks and debits and 100 free deposited items per month; 20 cents per check and debit and 10 cents per deposit thereafter|
|Wire Transfer Fee||Incoming: $5|
Outgoing (Domestic): $20
Outgoing (International): $40
|Cash Deposit Fee||Information not available|
|Overdraft Fee||$30 each|
|ATM Fee||Non-Texas Bank and Trust transaction:|
75 cents per balance inquiry
$2 per withdrawal
Texas Bank and Trust Network
Texas Bank and Trust has 23 service centers in Texas and thousands of ATMs available nationwide through its Pulse, Plus and Allpoint networks. You can use its branch locator to see what locations are closest to you.
Texas Bank and Trust Additional Business Banking Services
Texas Bank and Trust also offers the following business services: business savings and money market accounts, business credit cards and business term loans and commercial real estate financing. It currently doesn’t offer business lines of credit, Small Business Administration loans or wealth management services. Find out more about its small business offerings on its website.
|Online & Mobile Banking||✓|
|Money Market Accounts||✓|
|Business Credit Cards||✓|
|Commercial Real Estate Loans||✓|
|Business Line of Credit||x|
Best Small Business Checking Account
Want to know what bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top six options.