Do Ondeck or Kabbage report the loan to the credit bureaus under the owners name and social #s?
Neither OnDeck or Kabbage, in our experience, reports to the credit bureaus immediately. They reserve the right to do so if you sign a personal guarantee, but typically only report if they feel like they might need to enforce that guarantee. Both take your business assets as collateral for their loan, and reserve the right to report to business credit bureaus like Dun & Bradstreet. You can read our guide to learn more about your D&B credit report.