Unpaid Maternity Leave
I am a full time employee at a small company (<50 employees). This company does not offer any insurance benefits. Luckily, I am on my spouses insurance through his company and plan to take an unpaid maternity leave in 3 months. What are my options in regards to maximizing my maternity leave and finding out how i can qualify for paid leave? I don’t qualify for FMLA since I haven’t been at the company for a year and they have <50 employees.
I am wondering if I would be able to qualify for Short term Disability Insurance (STD).
Please help with any advice.
-First time mother
Congratulations on motherhood! The answer to your question depends very much on what city and state you live in. Some states provide STD and paid sick leave, but most don’t. Since you won’t qualify for federal FMLA due to the size of your company and the lack of time you’ve been with the employer, you may not have the right to any maternity leave, much less paid time off.
I’m so glad you have benefits through your husband for your health insurance. You’ll need to do some research into your state maternity and parental leave laws, as well as to check into what your business (if they offer STD) or insurance policy (if you have purchased STD) offers. If you’re a good employee, your employer is likely not going to want to lose you, even if they’re not obligated by law to provide you any leave.
Therefore, please talk to your employer and find out how flexible they may be able to be with your time off needs, as well as if they’ll provide any of that time off paid.