Ulster Savings Bank is a mutual savings bank headquartered in Kingston, New York. They have 14 branches in Ulster County, Orange County, and Dutchess County. Their business offerings include business checking accounts, cash management, commercial loans, business insurance, and merchant services. They have an A+ BBB rating and generally positive reviews online.
Ulster Savings Bank Business Checking Rates & Fees
|Monthly Fee||No monthly fee|
|Minimum Balance Requirement||No minimum balance requirement|
|Wire Transfer Fee||Incoming (domestic / international): $10.00|
Outgoing (domestic): $30.00
Outgoing (international): $100.00
|Cash Deposit Fee||N/A|
|Overdraft Fee||$30 each|
$5.00 Continuous Overdraft Fee (daily beginning on the 6th calendar day)
|ATM Fee||Non-Ulster Savings Bank or Allpoint ATM transaction: $1.50 per transaction|
Ulster Savings Bank Network
Ulster Savings Bank has 14 branches, all of which are in Ulster County, Orange County, or Dutchess County in New York. Their Allpoint membership gives their customers access to over 55,000 Surcharge-Free ATMs worldwide. You can use their branch locator to see what locations are closest to you.
Ulster Savings Bank Additional Business Banking Services
Ulster Savings Bank also offers the following business services: online and mobile banking, business line of credit, SBA / business, and commercial real estate loans, as well as wealth management services. They currently do not offer business savings, credit cards, and money market accounts. Find out more about their small business offerings on their website.
|Online & Mobile Banking||✓|
|Money Market Accounts||x|
|Business Line of Credit||✓|
|Business Credit Cards||x|
|Commercial Real Estate Loans||✓|
Best Small Business Business Checking Account
Want to know which bank we named the best business checking account for small businesses? Read our business checking account buyer’s guide comparing the top 6 options.